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Hi Valerie, As you know, the RBA has decreased the cash rate, and most lenders have followed suit. If you have a variable rate, the bank will automatically pass it on.There is nothing you need to do. If you would like your repayment to reflect the new interest rate (lowering your minimum repayment), please respond to this text and we will contact you regarding the next steps. Regards, Daniel and the Berti Financial team OptOut mb.st/kynu

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